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AI and Proxy Voting: How AI Is Disrupting Corporate Governance Advisory Services
- October 11, 2026
- Posted by: allan
- Categories: AI & Technology Law, Business Law, Financial Regulation
No CommentsJPMorgan’s launch of Proxy IQ — an internal AI platform replacing ISS and Glass Lewis for proxy voting decisions — marks the first large-scale deployment of AI as a direct substitute for human governance advisory services.
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CFTC and AI: Self-Reporting Incentives, Compliance Program Requirements, and Derivatives Trading
- October 3, 2026
- Posted by: allan
- Categories: AI & Technology Law, Financial Regulation
The CFTC’s December 2024 AI advisory maps existing regulatory obligations onto AI systems across the full spectrum of registered entities, and its May 2026 cooperation policy creates a meaningful declination path for firms that self-report, cooperate fully, and remediate. This post explains both developments and what they mean for compliance programs in derivatives markets.
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AI in Lending: Fair Credit Reporting Act, ECOA, and Automated Underwriting Risks
- October 2, 2026
- Posted by: allan
- Categories: AI & Technology Law, Financial Regulation
AI-driven underwriting creates real compliance risk under the FCRA and ECOA — and regulators have made clear that algorithmic complexity is not an excuse. This post covers adverse action notice requirements, the CFPB’s 2023 and 2025 guidance on AI credit scoring, and what a compliant AI lending program actually requires.
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NYDFS AI/ML Guidance: What Banks, Insurers, and Fintechs Must Do
- October 1, 2026
- Posted by: allan
- Categories: AI & Technology Law, Financial Regulation, Insurance
NYDFS has issued a sequence of AI guidance documents covering insurance underwriting, cybersecurity, third-party vendor risk, and fair lending — and together they create a detailed compliance framework for every bank, insurer, and fintech licensed in New York. This post surveys what those documents require and what compliance looks like in practice.
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Third-Party AI Vendors in Financial Services: Regulatory Accountability You Cannot Outsource
- September 30, 2026
- Posted by: allan
- Categories: AI & Technology Law, Business Law, Financial Regulation
When you deploy a third-party AI vendor for a covered function, your regulatory obligation to supervise that function doesn’t transfer—it stays with you. This post covers what the SEC and FINRA currently require from financial firms using third-party AI systems, including due diligence, contractual controls, and ongoing supervision.
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FINRA AI Supervision: What Every Broker-Dealer Must Do to Comply in 2026
- September 29, 2026
- Posted by: allan
- Categories: AI & Technology Law, Financial Regulation
FINRA’s 2026 Annual Regulatory Oversight Report moves from describing AI risks to specifying what supervisory frameworks broker-dealers must have in place — including, for the first time, substantive requirements for autonomous AI agents. This post translates those priorities into a concrete compliance action plan.
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AI Washing Enforcement by the SEC: Cases Every Investment Adviser Must Study
- September 28, 2026
- Posted by: allan
- Categories: AI & Technology Law, Financial Regulation
The SEC’s 2024 enforcement actions against Delphia and Global Predictions establish concrete compliance obligations for investment advisers using AI. This post analyzes each case in depth and translates the findings into five specific obligations every registered adviser must address.
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AI Washing in Securities Disclosures: SEC Enforcement Risk for Public Companies
- September 27, 2026
- Posted by: allan
- Categories: AI & Technology Law, Financial Regulation
AI washing — overstating a company’s AI capabilities to investors — has become an active SEC enforcement priority. From the 2024 Delphia and Global Predictions actions to the 2025 Presto Automation case and criminal charges against Nate Inc., this post analyzes what the cases establish and how to build a legally defensible AI disclosure program.
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SEC Recordkeeping Rules and AI-Generated Content: What Financial Firms Must Retain
- September 26, 2026
- Posted by: allan
- Categories: AI & Technology Law, Financial Regulation
The SEC’s recordkeeping enforcement campaign cost financial institutions over $600 million in penalties — and AI-generated content faces the same analytical framework. This post explains what broker-dealers and investment advisers must retain under Rules 17a-4 and 204-2, and what a compliance audit should cover in 2026.
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EU DORA: What SMBs and Software Vendors Need to Know
- May 15, 2026
- Posted by: rob
- Category: Data Privacy & Cybersecurity
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AI Supply Chain Security: Prompt Injection, Data Poisoning, and Model Stealing
When a company installs traditional software, security teams know what to look for. They check for known vulnerabilities, review patch history, assess the vendor’s security posture, and run penetration tests. The attack categories are well-understood, the defenses are well-cataloged, and the tools for testing and monitoring have been refined over decades. AI systems do not
November 13, 2026 Read more -
AI-Enabled Cyberattacks: Emerging Legal Standards for Corporate Cybersecurity Programs
Cyberattacks were already expensive and frequent before AI. They have become cheaper, faster, and harder to detect since. The same AI tools that help businesses automate customer service, generate marketing copy, and analyze financial data are being used by threat actors to write more convincing phishing emails, generate deepfake audio of your CEO authorizing a
November 12, 2026 Read more -
COPPA 2025: Biometric Data, AI Tools, and New Compliance Obligations for Children’s Products
The Children’s Online Privacy Protection Act has governed how companies collect and handle children’s online data since 1998. For most of its history, COPPA’s core requirements were relatively static: get verifiable parental consent before collecting personal information from children under 13, give parents notice and access rights, and do not retain the data longer than
November 11, 2026 Read more -
AI Recommendation Algorithms and Children’s Online Safety: Age-Appropriate Design Laws
If you build or operate a digital product that children use — a social media platform, a gaming app, an educational service, a content streaming site — a wave of state laws now requires you to redesign how your AI recommendation and content amplification systems work for minor users. These laws do not merely add
November 10, 2026 Read more
