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Cap Tables Explained: A Guide for Startup Founders
- June 14, 2026
- Posted by: allan
- Category: Startup Law
No CommentsA capitalization table — or cap table — is the central record of who owns what in your startup. Understanding your cap table, how it changes with each financing, and how it affects your eventual return is fundamental knowledge for every founder.
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Understanding Term Sheets: A Guide for First-Time Founders
- May 27, 2026
- Posted by: allan
- Category: Startup Law
A term sheet from a venture capital investor is exciting — and often confusing. This guide explains the most important terms in a VC term sheet, what they mean for your ownership and control, and what founders should negotiate.
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Equity Vesting: What Founders and Employees Need to Know
- May 22, 2026
- Posted by: allan
- Category: Startup Law
Equity vesting determines when founders and employees actually earn the shares or options they have been promised. Understanding how vesting works — and why it matters — is essential for anyone who has equity in a startup.
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Founder’s Agreements: Why Every Co-Founded Startup Needs One
- May 16, 2026
- Posted by: allan
- Category: Startup Law
A founder’s agreement is one of the most important documents a startup will ever sign — and one of the most commonly skipped. This guide explains what a founder’s agreement covers, why it matters, and what happens when startups try to skip it.
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NYDFS AI/ML Guidance: What Banks, Insurers, and Fintechs Must Do
NYDFS has issued a sequence of AI guidance documents covering insurance underwriting, cybersecurity, third-party vendor risk, and fair lending — and together they create a detailed compliance framework for every bank, insurer, and fintech licensed in New York. This post surveys what those documents require and what compliance looks like in practice.
October 1, 2026 Read more -
Third-Party AI Vendors in Financial Services: Regulatory Accountability You Cannot Outsource
When you deploy a third-party AI vendor for a covered function, your regulatory obligation to supervise that function doesn’t transfer—it stays with you. This post covers what the SEC and FINRA currently require from financial firms using third-party AI systems, including due diligence, contractual controls, and ongoing supervision.
September 30, 2026 Read more -
FINRA AI Supervision: What Every Broker-Dealer Must Do to Comply in 2026
FINRA’s 2026 Annual Regulatory Oversight Report moves from describing AI risks to specifying what supervisory frameworks broker-dealers must have in place — including, for the first time, substantive requirements for autonomous AI agents. This post translates those priorities into a concrete compliance action plan.
September 29, 2026 Read more -
AI Washing Enforcement by the SEC: Cases Every Investment Adviser Must Study
The SEC’s 2024 enforcement actions against Delphia and Global Predictions establish concrete compliance obligations for investment advisers using AI. This post analyzes each case in depth and translates the findings into five specific obligations every registered adviser must address.
September 28, 2026 Read more
